Localizations for North American Banking & Financials

This module prepares Odoo for North American ACH payments (bank-to-bank transfers). It adds a "Delay days" field on customer direct debit mandates, defaulting to 10 days. When you try to add an invoice to a payment order before that delay has passed since the invoice date, Odoo blocks it with an error message.

On the company form, next to the tax ID, you get a "Legal ID Number" (EIN / SSN / BN) and a "Mandate URL" where you can store the link to your ACH authorization form. When generating an ACH file, Odoo checks that the company has a legal ID number and that the company bank account has a routing number; otherwise it stops with an error.

For each payment line, Odoo verifies that the partner bank account has a bank and routing number, and for incoming direct debits it checks that a valid mandate exists, is not expired, and is not an already-used one-off mandate. It also adds an "ACH-In" and "ACH-Out" payment method and a "Ready for Payment Order" filter on invoices. The generated ACH file is named with the date, bank account and a letter suffix (A, B, C...) for multiple files on the same day.